iDeal is an e-commerce payment method widely used in the Netherlands. Introduced in 2005, this payment method allows consumers to buy on the Internet using direct online transfers from their bank account, i.e. payments are made directly between bank accounts. iDEAL works together with leading Dutch banks using the banks´online banking systems to carry out payment transactions.
Qenta collaborates together with the acquirer ING.
To start the onboarding process ING offers an onboarding document iDealOnboarding "Qenta Payment CEE" needs to be added in point 5/5a.
Payment method iDeal can be initialized if the merchant sends
IDL for parameter paymentType.
Qenta forwards the customerStatement and/or orderReference or the Qenta Ordernumber, if neither customerStatement nor orderReference is provided, to iDeal as the "Transaction.description" like the following
Option 1: Only customerStatement is sent with a maximum length of 32 characters.
Used value: customerStatement12345
Option 2: Only orderReference is sent with a maximum length of 32 characters.
Used value: 1234567890
Used value: 123456789 customerStatement12345
Used value: 843160
For payment method iDEAL the otherwise optional request parameter financialInstitution is required for QMORE Checkout Seamless. Optionally the parameter financialInstitution can also be used for QPAY Checkout Page to select the bank directly in the shop- if the parameter is not used, the bank selection is shown on the QPAY Checkout Page.